The Vinachain Ecosystem, under the Dream Makers Group, officially announces the release of Vinachain SWAP Policy Version 3.1, featuring major enhancements aimed at optimizing user benefits, ensuring investment transparency, and expanding liquidity flows across the Web3 ecosystem.
The Vinachain SWAP 3.1 update marks an important milestone in bridging digital finance and blockchain applications, empowering a fair, automated, and sustainable investment community.
The system introduces a Invest Wallet, exclusively used for community rewards, airdrops, and promotional incentives.
This wallet can only be used for reinvestment, not for direct withdrawal.
Airdrop campaigns have a 2-month duration, available to users who complete KYC and refer new participants:
✅ Complete KYC: receive 1 USD.
✅ Successfully refer a verified KYC user: receive 0.5 USD.
💎 Goal: Encourage user verification, enhance platform security, and foster organic community growth.
The Rank Pay system enables members to earn consistent monthly income based on their active investment contributions.
Ranks are reviewed on the last day of each month, and payouts are made on the 15th of the following month.
| Rank | Requirement | Monthly Income |
|---|---|---|
| R1 | 50 active packs + 4 new packs/month | 1,000 USD |
| R2 | 100 active packs + 8 new packs/month | 2,000 USD |
| R3 | 200 active packs + 16 new packs/month | 3,000 USD |
💡 Rank Pay bonuses are not included in Maxout, ensuring long-term stable earnings for investors.
The Crown Retreat Program rewards high-ranking members who maintain consistent activity:
🌴 R2: Reach qualification for 6 months (non-consecutive) → luxury trip worth 5,000 USD.
🌴 R3: Reach qualification for 4 months (non-consecutive).
🎁 A well-deserved recognition for outstanding leadership and dedication within the community.
Qualified members will receive 0.3% of total investment inflow as part of the Performance Share pool.
Each rank accumulates Share Points over time, determining their annual profit distribution.
| Rank | First 3 months | From 4th month onward |
|---|---|---|
| R1 | 1 point | +0.5 point/month |
| R2 | 2 points | +1 point/month |
| R3 | 3 points | +1.5 points/month |
| Diamond | Achieve 100K/month in Branch 2 → +1 point | |
| President | Achieve 300K/month in Branch 2 → +2 points |
💎 Profit distribution is calculated annually based on total accumulated points (March 1 – February 28), with payouts made on May 15 each year.
Members owning a Visa Card and at least 3 active investment packs can access a special collateralized lending program with attractive terms:
💵 Borrow up to 50% of total active fund value for consumer use – interest-free.
The loan is issued in USDv, requiring 50% equivalent VPC to activate.
Funds can be used to purchase packs, transfer internally, or reinvest.
Transfer fee: 0.5% ✅
🕒 Repayment schedule: Every 5th and 25th of the month.
Users must replenish withdrawn amounts within 48 hours to maintain eligibility.
Overdue accounts will temporarily lose reward and profit-sharing privileges.
Late payment penalties start from 10 USD + 1%, depending on delay duration — ensuring transparency and financial discipline.
🔸 Group 1: Max 0.2% daily (~4.5%/month)
Operates with a 50% VPC + 50% USDv investment structure.
🔸 Group 2: Max 0.2% credited to the investment wallet (USDv)
To maintain eligibility:
Within 30 days, users must either Invest in a new pack equal to 5% of active capital or have F1 (direct referrals) reinvest equal to 5% of their active capital.
🔸 Group 3 (Active Group Bonus):
Maintain 5 active packs → +0.02%/day
Maintain 10 active packs → +0.03%/day
Maintain 20 active packs → +0.05%/day
Maintain 50 active packs → +0.08%/day
💎 This tiered system motivates consistent activity, reinvestment, and community growth, driving sustainable ecosystem expansion.
The Vinachain SWAP 3.1 update is not just a technical enhancement — it’s a strategic transformation in operational structure and community profit-sharing philosophy.
From Broker Wallets, Rank Pay, and Performance Share, to Collateral Lending and Profit Sharing, every component is designed to:
Increase investor returns
Enhance cash flow efficiency
Strengthen long-term ecosystem sustainability
👉 Vinachain – Where value is created by the community, for the community.