Terms of Use for Viplus.org

Welcome to Viplus.org. These Terms of Use (the “Terms”) form a legally binding agreement between you (referred to as “you” or “User”) and Dream Makers LLC (the company operating Viplus.org, referred to as “Company,” “we,” “us,” or “our”). Viplus.org provides an e-wallet and digital asset trading platform (collectively, the “Services”) that allow you to store, manage, and transact in digital assets, including cryptocurrencies and other blockchain-based assets (collectively, “Digital Assets”). By accessing or using our website or Services, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, you must not use the Services.

No Financial Advice: We do not offer financial, investment, or legal advice. The Services are provided as a technology platform for managing and transacting Digital Assets; any decisions to buy, sell, hold, or trade Digital Assets are made by you at your own discretion. We are not broker-dealers, not an exchange or custodian under securities laws (except as may be explicitly disclosed for regulatory compliance), and we do not guarantee any investment returns. All information or content provided through the Services is for informational purposes only and should not be construed as a recommendation or endorsement of any Digital Asset or transaction.

1. Eligibility and Access Conditions

You must meet certain conditions to access and use the Services:

  • Legal Age and Competence: You must be at least 18 years old (or the age of majority in your jurisdiction) and fully legally competent to enter into these Terms. By using the Services, you represent that you have the legal capacity to form a binding contract with us. If you use the Services on behalf of a company or other legal entity, you represent that you are authorized to bind that entity to these Terms.

  • Compliance with Sanctions and Laws: You represent and warrant that you are not located in, a resident of, or a citizen of any country or region that is subject to comprehensive economic sanctions or embargoes by the United States (e.g., Cuba, North Korea, Iran, Syria, or Crimea/Donetsk/Luhansk regions). You also confirm that you are not identified on any government-issued list of prohibited or restricted parties (including the U.S. Treasury Department’s Specially Designated Nationals list, etc.). You may only use the Services if doing so is legal in your own jurisdiction; you are responsible for ensuring that your use of the Services complies with all laws and regulations applicable to you.

  • Legitimate Funding and Purpose: You agree that you will only use legally obtained funds that belong to you when engaging in any transaction on Viplus.org. The Services must not be used for any unlawful purposes, such as money laundering, terrorist financing, fraud, or other financial crimes. We reserve the right to refuse access to the Services, at our sole discretion, to certain individuals or jurisdictions in order to comply with legal requirements.

  • Condition of Technology and Security: Accessing the Services requires compatible devices, Internet access, and certain software; you are responsible for any internet or mobile charges you incur. You should also ensure your device and network are secure. We may restrict or block access from certain locations or devices for security or legal compliance reasons.

By using the Services, you represent and warrant that you meet all the above eligibility criteria and will maintain compliance with these conditions at all times. We may, at any time, ask you to verify your identity or eligibility. If you do not meet these requirements (or if we suspect that you do not), we may suspend or terminate your account and access to the Services without notice.

2. Account Registration and Security

To use certain features of Viplus.org (such as holding Digital Assets or executing trades), you may need to create a user account:

  • Registration Process: You may be required to provide a valid email address, create a secure password, and possibly complete identity verification (KYC) as required by law. All information you provide during registration must be truthful, accurate, and current. You agree to update your information promptly if it changes. Failure to provide required information or providing false information may result in suspension or termination of your account.

  • Account Credentials: You are responsible for maintaining the confidentiality of your account login credentials. You must keep your password, any private keys, two-factor authentication codes, or other security information confidential and not share them with any third party. If you believe your account has been compromised or accessed without authorization, you must notify us immediately. We are not liable for any loss or damage arising from unauthorized access to your account due to your failure to keep credentials secure.

  • Account Usage: All activities under your account are considered to be authorized by you. You are responsible for any actions taken using your account credentials, whether or not authorized by you. Do not allow others to use your account. We may deem any instruction, transaction, or activity through your account as being initiated by you, and you will be bound by those actions.

  • Multiple Accounts: Unless expressly permitted by us, you may only register one account in your name. You may not create an account on behalf of someone else or create multiple accounts for your own use (for example, to bypass account limits or abuse promotions) without our prior written approval.

  • Security Measures: We implement security measures to protect the Services, but we cannot guarantee that unauthorized access or security breaches will never occur. You agree to use all available security features we offer (such as two-factor authentication) to protect your account. We may also require you to follow certain security protocols (for example, requiring password changes or identity re-verification) for continued use of the account.

  • Identity Verification: By registering an account, you consent to provide us with any information we request for identity verification and detection of money laundering, terrorism financing, fraud, or any other financial crime. This may include providing personal identification documents, financial information, or other documents. We may use third-party services to verify your identity. If you do not complete identity verification when requested, we may refuse to open an account for you, or we may suspend or terminate your existing account.

We reserve the right to suspend, freeze, or terminate your account (and your access to the Services) if we suspect any unauthorized activity, security breach, fraud, or violation of these Terms. We are not responsible for any losses you incur due to your failure to comply with the account security obligations above.

3. Description of Services and Digital Asset Transactions

Viplus.org provides an online platform that enables you to store Digital Assets in an e-wallet and to transact in various Digital Assets through our trading interface:

  • Digital Asset Wallet: The platform may provide you with a hosted digital wallet service where you can deposit, hold, and withdraw supported cryptocurrencies and other Digital Assets. We may support a range of Digital Assets (e.g., Bitcoin, Ethereum, stablecoins, tokens, etc.), which can change over time at our discretion. You understand that holding Digital Assets carries risk – you are solely responsible for managing and safeguarding any Digital Assets in your wallet. While we implement security measures to protect assets in our custody, we cannot guarantee absolute protection against all possible cybersecurity threats or theft.

  • Trading Platform: Our Services may include features that allow you to buy, sell, exchange, or trade Digital Assets with either the Company (for example, brokerage or instant buy/sell) or with other users via an order-book or peer-to-peer mechanism, as available. All trades or transactions are executed based on your instructions. Prices of Digital Assets are determined by market supply and demand and can fluctuate rapidly. We do not guarantee that any trade will be executed, and we do not control the market prices except as may be required to facilitate an orderly market.

  • No Reversals & Blockchain Transactions: You acknowledge that most Digital Asset transactions, once initiated on their respective blockchain or network, are irreversible. When you send a transaction or initiate a withdrawal of Digital Assets from Viplus.org, it is final – we cannot cancel or reverse it. If you provide an incorrect wallet address or send the wrong amount, you may permanently lose your Digital Assets. Always double-check addresses and transaction details before confirming a transaction. We are not responsible for any loss due to incorrect transaction details or mistakes in blockchain transactions.

  • Transaction Completion: For a Digital Asset transaction to be completed, it must be confirmed and recorded on the applicable blockchain or distributed ledger. Such networks are decentralized and operated by third parties. The Company has no control over the blockchain networks and makes no guarantees that a transaction will be processed or confirmed by the network. Delays, congestion, or failures on the blockchain network can occur. You acknowledge and accept that network issues or outages may cause transactions to be delayed or fail, and we have no liability for such issues.

  • Service Availability: We strive to maintain uninterrupted operation of our platform, but we do not guarantee that the Services will always be available or error-free. Downtime, maintenance, or technical issues may happen from time to time. We may also limit certain Services in certain regions or for certain users as required by law or for security reasons.

  • Third-Party Integrations: Our Services might integrate or provide links to third-party services such as external exchanges, decentralized finance (DeFi) applications, or payment processors. These are provided for your convenience, and we do not control or endorse any third-party services. If you choose to use any third-party applications or services, you do so at your own risk. Any terms and conditions of those third parties will apply to you separately, and we are not responsible for any losses or issues arising from third-party services.

  • Supported Assets and Networks: We, at our sole discretion, will decide which Digital Assets are supported on Viplus.org and may add or remove support for any Digital Asset or network at any time. We may also discontinue support for certain assets. In such cases, we will attempt to notify users and give a reasonable opportunity to withdraw any affected Digital Assets, unless prohibited by law or security reasons.

Important: By using our Services, you accept the inherent risks associated with digital asset technologies. This includes (but is not limited to) the risk of loss of your assets, the risk of software bugs or vulnerabilities in blockchain protocols, and the risk that we may experience cyber attacks, extreme market conditions, or other operational challenges that could result in temporary or permanent loss of access to your Digital Assets.

4. User Obligations and Prohibited Activities

When using Viplus.org, you agree to conduct yourself in a lawful, honest, and respectful manner. You must not misuse our Services. In particular, you agree that you will NOT engage in any of the following prohibited activities:

  • Illegal Activities: Do not use the Services for any unlawful purposes or in furtherance of illegal activities. You must not use the platform to commit, attempt to commit, or facilitate any activity that violates any law, regulation, or court order – including, but not limited to, money laundering, terrorist financing, fraud, tax evasion, or trading in illegal goods or services.

  • Causing Harm or Interference: You must not use the Service in any manner that could damage, disable, overburden, or impair our servers or networks, or interfere with any other party’s use and enjoyment of the Services. This includes not transmitting any worms, viruses, or any code of a destructive nature, and not engaging in any attack or attempt to breach the security of the platform.

  • Unauthorized Access and Impersonation: Do not attempt to gain unauthorized access to any accounts, systems, or networks connected to the Services or to extract data not intended for you. You must not impersonate any person or entity, or misrepresent your affiliation with a person or entity. Providing false information to us or other users through the Service is prohibited.

  • Prohibited Transactions: You may not use the Services to engage in transactions involving prohibited content or activities. We reserve the right to reject, block, or reverse any transaction that we suspect violates any law or these Terms.

  • Intellectual Property Infringement: Do not use our Services to infringe on the intellectual property or other rights of others.

  • Automated Use and Scraping: You agree not to use any automated means (such as bots, scripts, scrapers, crawlers, or other automated tools) to access the Services, collect information from the platform, or otherwise interact with the Services, unless you have our explicit written permission.

  • Reverse Engineering and Tampering: You will not attempt to reverse engineer, decompile, decipher, or otherwise tamper with the software or technology underlying the Services.

  • Abusive Behavior: You agree not to harass, threaten, or defame any of the Company’s employees, agents, other users, or any third party via the platform.

  • Circumventing Restrictions: You will not attempt to circumvent any content filtering techniques we employ, or attempt to access any feature or area of the platform that you are not authorized to access.

If you engage in any of the above prohibited activities or otherwise violate these Terms, we may take enforcement actions against you, including suspending or terminating your account, reporting you to law enforcement authorities, and/or taking legal action against you.

5. Fees and Taxes

Fees: Use of the Services may be subject to fees. You agree to pay any and all fees charged in connection with transactions or use of the platform. For example, we may charge fees for trades, withdrawal fees, or other service fees. Any such fees will be disclosed to you via the platform interface or in our fee schedule documentation. We reserve the right to change our fees at any time at our discretion, and we will notify users of such changes by updating the fee information on our website or app, or through other reasonable means. All fees are non-refundable and will be deducted from your account balance or transaction amount as applicable.

Network Fees: In addition to our Service fees, certain transactions (especially cryptocurrency transfers) may require payment of network fees (such as blockchain miner fees or gas fees). These fees are not controlled by us and can fluctuate based on network conditions. You acknowledge that such fees are inherent to blockchain transactions and agree that you are responsible for paying them when you initiate a transaction that requires a network fee.

Taxes: You are solely responsible for calculating, reporting, and paying any taxes applicable to your use of the Services. We do not provide tax advice. We may provide you with transaction history or summaries on request to assist with your record-keeping, but you should maintain your own records and seek professional tax advice if needed.

6. Intellectual Property and License

  • Ownership of Our Platform: All content, features, and functionality on Viplus.org – including text, graphics, logos, images, software, and the design, selection and arrangement of our site/app – are the exclusive property of Dream Makers LLC and/or its licensors. All rights are reserved. Using our Services does not grant you ownership of any intellectual property rights in our content or Services.

  • Limited User License: We grant you a personal, limited, revocable, non-exclusive, non-transferable, and non-sublicensable license to access and use the Services for your own personal or internal business use in accordance with these Terms. You may not resell or commercially exploit the Services or any portion of the content without our express permission. If you violate these Terms, this license will immediately terminate.

  • No Unauthorized Use of Marks: “Viplus,” “Dream Makers LLC,” and all associated logos, product and service names are trademarks of the Company (or its affiliates or licensors). You agree not to display or use our trademarks in any manner without our prior written consent.

  • User Content and Feedback: If you submit ideas, suggestions, or feedback regarding our Services, you acknowledge that such submissions are voluntary and non-confidential. You agree that the Company is free to use any feedback or suggestions you provide for any purpose, without any obligation or compensation to you.

  • Open Source Components and Third-Party Content: The Services may include open-source components and third-party content, each governed by their own terms. We do not guarantee the accuracy or completeness of third-party content; use it at your own risk.

7. Risk Disclosure and Assumption of Risk

Using the platform and transacting in Digital Assets involves significant risks, including but not limited to market volatility, irreversible transactions, regulatory changes, technology and security risks, service downtime, blockchain network risks, and the absence of insurance or government backing. You should only invest funds you can afford to lose entirely and you accept full responsibility for all outcomes of your transactions.

8. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, DREAM MAKERS LLC (VIPLUS.ORG) AND ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, PARTNERS, SUPPLIERS, AND CONTRACTORS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, DATA, GOODWILL, OR BUSINESS INTERRUPTION, ARISING OUT OF OR RELATED TO THE SERVICES, WHETHER BASED IN CONTRACT, TORT, STRICT LIABILITY, OR ANY OTHER LEGAL THEORY.

If it is determined that we are liable to you for any damage or loss, then to the maximum extent permitted by law, the total liability of the Company and its affiliates shall not exceed the greater of: (1) the total fees paid by you to us for the Services in the 12 months prior to the event giving rise to the liability, or (2) USD $100.00.

Some jurisdictions do not allow certain exclusions or limitations; in such cases, our liability shall be limited to the maximum extent permitted by law.

9. Disclaimer of Warranties

THE SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE.” We expressly disclaim all warranties of any kind, whether express, implied, or statutory, including implied warranties of title, merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Services will meet your requirements, be uninterrupted, timely, secure, or error-free, or that any defects will be corrected. You assume all responsibility and risk for your use of the Services.

10. Indemnification

To the maximum extent permitted by law, you agree to defend, indemnify, and hold harmless Dream Makers LLC (and its affiliates, officers, directors, employees, agents) from and against any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys’ fees) arising out of or related to: (a) your use of the Services; (b) your breach of these Terms; (c) your violation of any law or the rights of any third party; or (d) any fraud, misconduct, or negligence by you.

11. Limitation on Time to File Claims

Any claim or cause of action arising out of or relating to these Terms or your use of the Services must be filed within one (1) year after such claim or cause of action arose; otherwise, it is permanently barred. Where prohibited by law, the shortest legally enforceable limitations period shall apply.

12. Termination and Suspension of Accounts

By You: You may stop using the Services at any time and request account closure through account settings or by contacting support. Please withdraw any remaining Digital Assets before closure.

By Us: We may, at our sole discretion and with or without prior notice, suspend, restrict, or terminate your account and/or access to the Services for reasons including suspected violations of these Terms, unlawful activity, security risks, inactivity, or compliance with legal orders. We will generally attempt to notify you unless prohibited by law.

Effect: Upon termination, your right to use the Services ceases immediately. Provisions that by their nature should survive termination (including ownership, warranties, indemnities, liability limits, and dispute resolution) shall survive.

13. Modifications, Downtime, and Service Changes

We may modify or update the Services at any time, with or without notice, including adding or removing features, changing supported Digital Assets, or updating the technology. We do not guarantee uptime or continuous availability. We may discontinue some or all Services; where feasible, we will provide notice and instructions for withdrawing assets.

14. Changes to these Terms

We may revise these Terms from time to time. Changes are effective when posted with an updated “Last Updated” date. Your continued use of the Services following the posting of revised Terms signifies your acceptance. If you do not agree, you must stop using the Services and close your account.

15. Governing Law and Dispute Resolution

Governing Law: These Terms are governed by the laws of the State of California, USA, without regard to conflict of law principles. Mandatory consumer protections of your country of residence may still apply if required by law.

Agreement to Arbitrate & No Class Actions: You and the Company agree that any disputes arising out of or relating to these Terms or the Services shall be resolved through final and binding arbitration, administered by the American Arbitration Association (AAA) under applicable rules. The seat and venue of arbitration shall be San Francisco, California (unless mutually agreed otherwise). Proceedings shall be in English before a single neutral arbitrator. Claims must be brought on an individual basis only; no class, collective, consolidated, or representative actions are permitted.

Exceptions: Either party may bring an individual action in small claims court where jurisdictional limits are met, and may seek temporary injunctive or equitable relief in court to protect intellectual property rights.

Opt-Out: New users may opt out of arbitration within 30 days of accepting these Terms by sending written notice to us stating their name, account email, and intent to opt out of the arbitration agreement.

Forum Selection (if arbitration does not apply): If the arbitration agreement is found inapplicable or unenforceable, disputes shall be brought exclusively in the state or federal courts located in San Francisco County, California, USA. Both parties consent to personal jurisdiction and waive any objection to venue. Jury trial is waived to the extent permitted by law.

Confidentiality: Arbitration proceedings and awards shall be confidential, except as required by law or to enforce an award.

16. Force Majeure

We shall not be liable for any delay, failure in performance, or interruption of service caused by events beyond our reasonable control, including natural disasters, acts of government, war, terrorism, civil unrest, labor disputes, power or Internet failures, and failures or malfunctions of blockchain networks. Obligations affected by a Force Majeure event are suspended for the duration of the event.

17. Miscellaneous

  • Entire Agreement: These Terms, together with any policies incorporated by reference, constitute the entire agreement between you and Dream Makers LLC regarding the Services and supersede prior agreements on the same subject matter.

  • Severability: If any provision is held invalid or unenforceable, the remaining provisions shall remain in full force and effect, and the invalid provision shall be modified to the minimum extent necessary to be valid.

  • No Waiver: No failure or delay by us in exercising any right shall operate as a waiver of that right. Any waiver must be in writing to be effective.

  • Assignment: You may not assign these Terms without our prior written consent. We may assign these Terms without notice, including to an affiliate or in connection with a merger, acquisition, or sale of assets.

  • No Third-Party Beneficiaries: These Terms confer no rights or remedies on any third party.

  • Relationship: The parties are independent contractors; nothing herein creates an agency, partnership, or joint venture.

  • Notices: We may provide notices via email to your account address or through the Services. It is your responsibility to keep your contact information current. Notices to us should be sent to the contact information listed on our website.

  • Headings: Section titles are for convenience only and do not affect interpretation.

  • Language: The English version of these Terms controls. Translations are for convenience and do not modify the English version.

  • Compliance: You agree to comply with all applicable laws, including export controls, sanctions, and anti-money laundering regulations.

Contact: For questions about these Terms, please contact us at [email protected] or via the mailing address published on our website.

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